Dubai Real Estate Regulations
Complete guide to legal framework, ownership rights, and purchase process for international buyers
Freehold vs Leasehold Ownership
- Complete ownership of property and land
- Perpetual ownership - no time limit
- Can sell, rent, or mortgage freely
- Available to all nationalities in designated areas
- Eligible for Golden Visa (if AED 2M+)
- Lease period typically 10-99 years
- Renewable upon expiry (subject to terms)
- Can rent out property
- Selling may require landlord approval
- Generally lower purchase prices
Recommendation for International Investors: Freehold properties offer better value, complete ownership rights, Golden Visa eligibility, and easier resale. Over 95% of international buyers choose freehold.
Freehold Areas for Foreign Ownership
International buyers can purchase freehold properties in these designated areas:
* This list includes major freehold areas. Dubai Land Department maintains an official registry of all freehold zones. Always verify property status before purchase.
Property Purchase Process
Browse properties, conduct viewings (virtual or in-person), and select your ideal investment.
Pay reservation fee (typically 10% of property value) to secure the property. Sign Memorandum of Understanding (MOU).
Review and sign Sale and Purchase Agreement (SPA) with developer or seller. This is the legally binding contract.
Complete mortgage application with chosen bank. Pre-approval is recommended before reserving property.
Complete payment according to agreed schedule. Off-plan: installments during construction. Ready: balance at transfer.
Property registered with Dubai Land Department. Pay 4% transfer fee (2% buyer, 2% seller) plus admin fees.
Receive official title deed proving ownership. This is registered in your name with Dubai Land Department.
Developer hands over completed property. Conduct snagging inspection before final acceptance.
Required Documents
For All Buyers:
- Valid passport copy (notarized)
- UAE visa copy (if resident) or entry stamp
- Emirates ID (if UAE resident)
For Mortgage Buyers (Additional):
- Salary certificate and bank statements (6 months)
- Proof of address and employment
- Credit report (some banks)
For Company Purchases:
- Trade license and memorandum of association
- Board resolution authorizing purchase
- Authorized signatory passport copies
Your Ownership Rights & Protections
- Full ownership rights - Buy, sell, rent, mortgage, or bequeath without restrictions
- Legal title deed - Official documentation from Dubai Land Department proving ownership
- Repatriation of funds - Transfer rental income and sale proceeds overseas without restriction
- Inheritance rights - Property can be passed to heirs according to your home country laws or Sharia law
- Rental income - Collect and keep 100% of rental income (no property tax)
- Legal protection - Dubai courts protect foreign investors' property rights equally
- Escrow protection - Off-plan payments held in escrow accounts until construction milestones met
Need Help Navigating the Process?
Our team guides international buyers through every step, ensuring a smooth and secure purchase